NINTH TO TWELFTH GRADE

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Helping young adults and teens see beyond the present is a challenge, especially when there are so many things to spend money on today. This camp challenges students to think beyond their immediate horizon and explore long-term savings. Students analyze how thinking long-term makes a real impact with their money, helping them see the power of saving now for things they may need or want later. Students will also:

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• Embark on real-world applications of how to increase savings and calculate compound interest

• Explore how banks, the stock market, and credit scores work

• Assess how much car they can afford, issues of maintenance and insurance, and evaluating whether financing options such as loans and leases are appropriate to their situations

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Because financial decision making rarely happens in isolation, understanding the broad contexts of the economy is a critical component of building a well-rounded financial perspective. Students will learn about inflation, monetary and fiscal policy and why it is important to pay attention to national economic conditions.